BS Business Administration - Financial Management

Carrier Opportunities

Financial Analyst

Financial analysts scrutinize financial data to identify trends and use this information to guide individuals, businesses, and organizations in making sound investments and financial decisions. They track market trends and predict the performance of investments like stocks, bonds, and other securities. They also help create and manage budgets, ensuring they are balanced, and advise on future spending. Analysts can specialize in areas such as the oil market or focus on specific regions. This role is common for recent finance graduates.
Many analysts further their education with an MBA, a master’s degree, or certifications like the Chartered Financial Analyst (CFA).

Financial Manager

Financial managers oversee an organization’s overall financial performance, including budgeting, financial reporting, and investments. They often have decision-making authority and advise top executives. Financial managers usually hold a master’s degree and have around five years of experience in finance, such as financial analysis, investment banking, or advisory roles.

Budget Analyst

Budget analysts monitor an organization’s finances, review budget proposals, and prepare both short- and long-term budgets. They assess future performance to ensure optimal resource allocation and compliance with laws and regulations. A bachelor’s degree in finance or business is typically required for budget analysts.

Financial Advisor

Financial advisors help clients manage their finances by providing advice on investments, insurance, real estate, savings, retirement, and more. They may also invest and make financial decisions on behalf of their clients, depending on their agreement.

Stockbroker

Stockbrokers buy and sell stocks, bonds, and other financial products for their clients, usually working for brokerage firms or on trading floors like the New York Stock Exchange. Unlike certified financial planners, stockbrokers are not required to be impartial or bound by fiduciary duty and can earn commissions by selling their firm's products and services.

Loan Officer

Loan officers evaluate and approve loan applications, guide clients through the application process, and review financial documents like credit history and income statements. They also market their company’s products and services to attract new clients.

Insurance Underwriter

Insurance underwriters evaluate client requests for insurance coverage and determine the terms and conditions of coverage based on financial documents and other industry-specific factors. With the rise of financial software, businesses need experts to quickly analyze data and provide underwriting services.

Investment Banker

Investment bankers connect clients seeking funding with those looking to invest. They manage investments, advise on market trends, and handle transactions like mergers, acquisitions, and initial public offerings.

Commercial Banker

Commercial bankers work in banks providing financial services to personal and corporate clients, managing loans, and maintaining client relationships. They are not tellers but are responsible for more complex financial services and oversight.

Source: https://online.maryville.edu/online-bachelors-degrees/finance/careers/